Financial Tools

Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.

Financial Calculators

Accelerated Debt Payoff	Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Amortizing Loan Calculator	Enter your desired payment and its frequency- and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your loan payment!
Asset Allocation Calculator	Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Auto Loan Calculator	Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price!
Auto Rebate vs. Low Interest Financing	Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
Business Debt Consolidation Calculator	Should your business consolidate its debt? Use this calculator to find out.
Buy vs. Lease	Should you lease your next automobile or finance it? Find out with this calculator!
Compare Investment Fees	Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!
Compare Savings Rates	Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Compound Interest	This calculator demonstrates how compounding can affect your savings.
Consolidation Loan Investment Calculator	Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Cool Million	Find out when your savings plan will make you a millionaire!
Credit Card Optimizer	The Credit Card Optimizer helps you determine the best distribution of your credit card debt.
Credit Card Pay Off	Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Credit Line	How big a line of credit can you receive? Use this calculator to find out!
Don't Delay Your Savings!	Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Education Savings	Use this calculator to help develop or fine-tune your education savings plan.
Emergency Savings Calculator	This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Equipment Buy vs. Lease	Should you lease your next equipment or finance it? Find out with this calculator!
Home Budget	Analyze your budget, see where your money goes and find out where you can improve!
How much do you owe?	Use this calculator as a starting point for your debt management plan.
Investment Savings and Distributions	Use this calculator to see how long your investment savings can last once you begin taking distributions.
Life Expectancy Calculator	This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Line of Credit Payoff	Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
Loan Comparison	Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Low Interest Financing Savings	Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
Lunch Savings	Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Mortgage Calculator	Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Compare	Use this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you.
Mortgage Payoff	Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Qualifier	This calculator helps you determine just how much house you can afford.
Mortgage Refinance Interest Savings	Use this calculator to see how much interest you can save by refinancing your mortgage!
Personal Debt Consolidator	Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Retirement Income	Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement Nestegg Calculator	Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
Retirement Planner	Quickly determine if your retirement plan is on track - and learn how to keep it there.
RRIF Payment Calculator	This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).
RRSP Loan Calculator	An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.
Savings Calculator	Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Savings, Taxes, and Inflation	Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Student Budget Calculator	This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
Tax Free Savings Account (TFSA) Comparison	This calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account.
Taxable vs. Tax Advantaged Investments	This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.